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  • &

    with English supplement

    www.eaee.gr

    2014

    2016 79

    http://www.eaee.gr/

  • 2

    38,3

    . 2014. ,

    21 -,

    (

    ) 16 ,

    .

    2013, 9,1%,

    1,8%.

    :

    ()

    ()

    2.902.371 17.439 1.194.177 4.141.757

    :

    0,29% 8,82% 96,97% 0,50% 0,60%

    () 381 183 272 172 306

    1,87%

    2,06%

    2,19%

    1,99%

    1,97%

    1,87%

    1,80% 1,80%

    1,83%

    1,0%

    1,2%

    1,4%

    1,6%

    1,8%

    2,0%

    2,2%

    2,4%

    2006 2007 2008 2009 2010 2011 2012 2013 2014

  • 3

    ..................................................................................................... 2

    .......................................................................................................................... 3

    ................................................................................................... 4

    .......................................................................................................... 4

    ............................................................................................................................... 5

    1. 2014 ................................................................. 6

    1.1 .......................................................................... 6

    1.2 ............................................................................................. 6

    2. .......................................................................................... 9

    2.1 ......................................................................... 9

    3. ................................................................ 12

    1: - (Members participation)

    Appendix 3: Executive summary

  • 4

    1:

    ............................................................................................................................... 7

    2: ......................... 7

    3: .......................... 8

    4: 2014 .............................................. 9

    5: 2014 .................................................... 10

    6: 2014 ................... 10

    7: 2014 ......................... 11

    1: 2014 ........................................................... 9

    2: 2014 ................................................... 11

    3: .......................................................................... 12

    4: ............................................................ 13

    5: (Members participation) ......................................... 14

  • 5

    ,

    2014. .

    -,

    .

    (

    , ,

    ) .

    (,

    , , ).

    .

    . ,

    .

    , -

    (Executive summary).

    21

    89,8%

    (

    ) 2014 .

  • 2014

    6

    1. 2014

    1.1

    - ,

    65

    2014, 41 , 13

    11 ( ).

    52

    2014, 26

    .

    ( ) 24 ,

    .

    1.2

    (

    ) ,

    4,0 . 2014, 1,2% 20131. , 2,1 .

    ( 10,5%) 1,9 .

    ( 11,8%).

    ( )

    2014 38,3 . ,

    9,1% 2013. ,

    1,8%.

    1

    , :

    http://www.eaee.gr/cms/paragogi-asfalistron

  • 2014

    7

    1:

    2:

    -

    ,

    91,9% 2 .

    ,

    2013 2014,

    .

    2

    : http://www.eaee.gr/cms/paragogi-asfalistron

    0,0

    0,5

    1,0

    1,5

    2,0

    2,5

    3,0

    3,5

    -

    10

    20

    30

    40

    50

    60

    70

    2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

    1,87%

    2,06%

    2,19%

    1,99%

    1,97%

    1,87%

    1,80% 1,80%

    1,83%

    1,0%

    1,2%

    1,4%

    1,6%

    1,8%

    2,0%

    2,2%

    2,4%

    2006 2007 2008 2009 2010 2011 2012 2013 2014

  • 2014

    8

    3:

    -

    0,5

    1,0

    1,5

    2,0

    2,5

    3,0

    3,5

    4,0

    4,5

    2013 2014

  • 9

    2.

    2.1

    21 -,

    89,8% (

    ) 2014.

    , 2014

    :

    1: 2014

    ()

    ()

    2.902.371 17.439 1.194.177 4.141.757

    , 2,9 . 2014,

    17,4 . , 1,2 .

    4,1 . .

    , ,

    . ,

    2014

    .

    4: 2014

    93,7%

    0,9%

    0,2%5,2%

  • 10

    5: 2014

    6: 2014

    45,6%

    12,8%

    37,3%

    4,3%

    57,0%

    7,7%

    33,8%

    1,6%

  • 11

    7: 2014

    ,

    .

    2: 2014

    2.720.789 25.376 6.703 149.503 2.902.371

    7.950 2.238 6.500 751 17.439

    () 680.430 91.828 403.367 18.553 1.194.177

    () 2.350.890 318.343 1.361.602 110.923 4.141.757

    93,7% 0,9% 0,2% 5,2% 100%

    45,6% 12,8% 37,3% 4,3% 100%

    57,0% 7,7% 33,8% 1,6% 100%

    56,8% 7,7% 32,9% 2,7% 100%

    56,8%

    7,7%

    32,9%

    2,7%

  • 12

    3.

    ,

    .

    2014

    , :

    =

    = +

    =

    = +

    ,

    0,60% .

    306 1,84.

    3:

    () ()

    0,60% 306 1,84

    ,

    .

  • 13

    4:

    0,29% 8,82% 96,97% 0,50% 0,60%

    () 381 183 272 172 306

    () 1,11 16,16 263,31 0,87 1,84

  • 1: - (Members participation)

    ....

    ,

    .

    HAICs Legal expenses committee wishes to thank the following insurance enterprises

    members for their response to the questionnaire that supported the undertaken study.

    5: (Members participation)

    1. ..

    2. ...

    3. ....

    4. .....

    5. .....

    6. ....

    8. ...

    9. .... NP INSURANCE

    10. .....

    11. ....

    12. ALLIANZ ...

    13. ARAG HELLAS A.R.V. AG

    14. AXA ...

    15. DAS - LLS . . . . . .

    16. ERB EUROLIFE ....

    17. GROUPAMA ...

    18. HELLAS DIRECT INSURANCE LTD

    18. INTERASCO ....

    19. INTERLIFE .....

    20. INTERNATIONAL LIFE ....

    21. PERSONAL ....

  • HAIC

    Appendix 3: Executive summary

    Premium of Legal expenses insurance branch is estimated at 38.3 million in 2014. HAIC

    reviewed the branch, in which 21 insurance companies-members participated in the survey,

    two of which are specialised in the particular businesses while the remaining 19 were active

    in other insurance business also.

    Compared to 2013, premium decreased by 9.1%, which resulted in keeping stable the

    branchs participation in Non-life insurance business at 1.8%.

    After HAICs research, the following figures were recorded:

    Contracts in force Claims Paid claims () Outstanding claims ()

    2.902.371 17.439 1.194.177 4.141.757

    Insurance indicators of individual Legal expenses covers were as follows:

    Motor Family Business Other covers Total

    Frequency rate 0.29% 8.82% 96.97% 0.50% 0.60%

    Average claim () 381 183 272 172 306

    1,87%

    2,06%

    2,19%

    1,99%

    1,97%

    1,87%

    1,80% 1,80%

    1,83%

    1,0%

    1,2%

    1,4%

    1,6%

    1,8%

    2,0%

    2,2%

    2,4%

    2006 2007 2008 2009 2010 2011 2012 2013 2014

  • -

    78. 2015

    2016

    http://www.eaee.gr/sites/default/files/oikmel-premium12months2015gr.pdf

    77. 2014

    2015

    http://www.eaee.gr/sites/default/files/oikmel-GeneraLCivilLiability2014gr.pdf

    76. 2014

    2015

    http://www.eaee.gr/cms/sites/default/files/oikmel-ratios2014gr.pdf

    2014

    2015

    http://www.eaee.gr/cms/sites/default/files/annual_stat_report_2014_gr.pdf

    75. 2015

    2015

    http://www.eaee.gr/sites/default/files/oikmel-premium9months2015gr.pdf

  • -

    74. 2014

    2015

    http://www.eaee.gr/cms/sites/default/files/oikmel-companies2014gr.pdf

    73. 2009-2013

    2015

    http://www.eaee.gr/sites/default/files/oikmel-hotelliability2013gr.pdf

    72. - 2015

    2015

    http://www.eaee.gr/sites/default/files/oikmel-premium6months2015gr.pdf

    71. - 2015

    2015

    http://www.eaee.gr/sites/default/files/oikmel-premium3months2015gr.pdf

    70. 2013

    2015

    http://www.eaee.gr/sites/default/files/oikmel-ratios2013gr.pdf

  • E.A.E.E.

    ,M.A. +302103334104 fasois@eaee.gr,M.Sc.,M.Res. +302103334109 cstathopoulos@eaee.gr

    :www.eaee.gr

    ..2121/1993,,,,,.

    ,. . , .

  • 10 10557 .2103334100 email:info@eaee.gr

    _full.pdf _new.pdf