Post on 15-Jul-2015
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DEKRA Claims Services Italia
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2. LOSSES AND INDEMNITY
1. LIABILITY
Scenario of a Motor Accident in Italy
4. MULTIPLE CLAIMANTS AND LIMITS OF INSURANCE COVER
5. SECONDARY CLAIMS (EXPENSES) IN AN OUT-OF-COURT SETTLEMENT
6. PRESCRIPTION
7. COURT PROCEEDINGS
1. LIABILITY
Basis for claims compensation: Art. 2043 + Art. 2054 Civil Code + Italian Insurance Code (D.Lgs 209/2005)
Evidences: ARF – Police Report – Witnesses statements
Shared liability: Art. 2054, II comma, Civil Code
Terms to claim compensation or to introducing the civil action against the liable: 30 – 60 – 90 days
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2. LOSSES AND INDEMNITY
CLAIMS FOR VEHICLE DAMAGE
Repair cost Total loss Cost of expert’s opinion Towing/Recovery charges Cost for overnight accommodation and meals Hire car cost Loss of use Cost of finance
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2. LOSSES AND INDEMNITY
CLAIMS FOR BODILY INJURY
Non-pecuniary damages (indemnity for pain and suffering)
Minor claimant Loss of income/profit Medical expenses Other losses Death Funeral expenses
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3. SUBROGATION BY HEALTH CARE AND SOCIAL SECURITY INSURERS
Health care system
Private Insurers
Social Security Insurers
Employer
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4. MULTIPLE CLAIMANTS AND LIMITS OF INSURANCE COVER
Insufficient cover’s sum : priority in the settlement
Personal liability of the liable party
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5. SECONDARY CLAIMS IN AN OUT-OF-COURT SETTLEMENT
Costs of legal representation
Expert fees
Other expenses
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6. PRESCRIPTION
Cases
Terms
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7. FEES OF COURT PROCEEDINGS
Cases
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QUESTIONS
Issues of compensation for each victim and different kind of compensation for economic and non-economic damages
Right of recourse of the liable Insurer in case of intoxicated driver
Right of recourse of the Social Security Fund and/or the Private Insurer
Penal proceedings Tax on the compensation paid by the Insurer Other relevant matters
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DEKRA Claims Services Italia Srl
DEKRA Claims Services was born in 2001 in Italy as BIRS Italia Srl. Today, DEKRA Claims Services Italia Srl has is registered and head office in Cinisello Balsamo (Milan).
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Thank you for your attention
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DEKRA Claims Services Italia S.r.l.Via F.lli Gracchi 27 – Torre Sud20092 Cinisello Balsamo (MI)Telef. +39 02 27007481Fax +39 02 26005457www.dekra.itwww.dekra-claims-services.com
Avv. Arturo Dell’Isola - Direttore Generale arturo.dellisola@birsitalia.itCell. +39 346 3146047
Contacts
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