SABB Signature Visa CC User Guide new

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SABB Signature Visa Credit Card User Guide ÜÉ°S ábÉ£H ΩGóîà°SG π«dO á«fɪàF’G Gõ«a ô°ûàæé«°S

Transcript of SABB Signature Visa CC User Guide new

SABB Signature VisaCredit Card User Guide

ÜÉ°S ábÉ£H ΩGóîà°SG π«dO

á«fɪàF’G Gõ«a ô°ûàæé«°S

Welcome kÉÑMôe

Welcome to the world of the Shariah-compliant SABB Signature Visa Credit Card. It’s a world that enables you to make purchases easily, without the need to carry cash.

Tawarruq mechanism

Since SABB Credit Card is based on the Tawarruq concept, the Bank shall carry out a Tawarruq transaction by selling you certain commodities owned by the Bank on a “Fudoly” basis for the remaining balance of the total amount due. This is done in one instalment, for one month starting as of the due date to settle the Card dues from the proceeds of selling the said commodities.

This guide explains how to use the card and describes its various features, while answering most of your queries about the card.

The guide will also highlight the global recognition and benefits you’ll receive with your SABB Signature Visa Credit Card at all HSBCbranches worldwide.

For further information, please call the SABB Hotline on 800 116 0099 or +966 11 440 8999 from outside the Kingdom.

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Greater security with the SABB Signature Visa Credit Card

The SABB Signature Visa Credit Card is more secure than ever withthe embedded microchip that provides a high level of security and convenience since the data stored inside the chip is encrypted, preventing fraudulent use of the card. In addition to this, a credit card PIN code will have to be used along with the card to pay for all purchases and for cash withdrawals. Please be sure to activate your card and get a PIN code as soon as you reveive the card so you can enjoy all the benefits it provides.

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How to get a PIN code for your SABB Signature Visa Credit Card

If this is a new or replacement card, please call the SABB Hotline on 800 116 0099 and follow the instructions of the customer service representative to obtain a PIN code instantly and easily

If the card is a renewed card, then you can continue to use your current PIN code

The PIN code can be changed easily at any time through any SABB ATM or by calling the SABB Hotline

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How to use your SABB Signature Visa Credit Card at retail

Point-of-Sale (POS) terminals*

The cashier will insert the card in the chip-card reader of thePOS terminal

The card must stay inside the POS terminal while the purchase transaction is processed

Wait until the cashier asks you to enter your PIN Enter your card PIN and wait for the approval response Once the transaction is approved, collect your sales receipt along

with your SABB Credit Card

*This method is applicable only when the POS terminal supports chip-card technology. If the POS terminal doesn’t support it, then the card should be used by swiping the magnetic stripe.

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Note: Internet transactions do not require the credit card PIN code. Instead, they can only be performed by entering the 3-digit Customer Verification Value (CVV) found on the back of the card.

For your protection

If you lose your card, you should immediately inform SABB throughone of the following channels*:

Call SABB Hotline on 800 116 0099 within the Kingdomor +966 11 440 8999 from abroad

*Transactions that happen before reporting the lost card will be charged tothe customer.

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You can pay in Saudi Riyals using one of the following methods:

1. Via SABBNET at www.sabb.com

2. By calling the SABB Hotline on 800 116 0099.

3. Through the SADAD service using biller ID ‘’029’’.

4. By wire transfer from any bank to your card number.

5. By providing us with standing instructions, in writing, to directly debit your SABB account to settle your monthly payment due.

6. By visiting any of our branches for cash payment over the counteror using the cash deposit machines available at branches.

7. By writing a cheque* in favour of your card account and handingit in at any of our branches or by mailing the cheque to:

SABB, Card Products Division, P.O. Box 69718, Riyadh 11557

*Cheque payments should be received by the Bank 7 days beforethe due date to avoid late payment fees.

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e-statements provide flexibility, convenience and security by enabling you to view your monthly SABB Credit Card statement online. You can view your three latest statements by downloading them inPDF format or printing them from SABBNET.

To access your e-statement, simply:

1. Log on to your account on SABBNET and then click onthe “statements/advices” field located on the left-hand sideof the page.

2. Click on “e-statement” on the drop-down menu.

3. Click on the monthly statement you wish to view.

If you are not registered with the SABBNET service,please go to www.sabb.com for online registration,or call SABB Direct on 800 116 0099.

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Cash facilities …ó≤ædG Öë°ùdG

There will be times when you require cash. This could happen whenyou are in the Kingdom or abroad.

Your SABB Signature Visa Credit Card will enable you to withdrawcash up to 30% of your credit limit from over 250,000 financial institutions and 1,000,000 ATMs in the Kingdom and worldwide.

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SABB Credit Card charges á«fɪàF’G ÜÉ°S äÉbÉ£H Ωƒ°SQ

Annual fee SAR 1,000

Supplementary Card Free

Tawarruq profit margin on the outstanding balance** 28.68%

Lost Card reissuance SAR 100

Late payment penalty charge*** SAR 100

Copy of the sales voucher Free

Copy of statement Free

Cash withdrawal charges SAR 75

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*The annual percentage rate (APR).

**To be paid to certified Charity Organaisations..(APR) …ƒæ°ùdG íHôdG ¢ûeÉg*

.É¡d ìô°üŸG ájÒÿG äÉ©«ªé∏d ™aóJ**

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Share the SABB Signature Visa Credit Card privileges with your

family for free

If you wish to extend the benefits of your account to your family and share the privileges of your SABB Signature Visa Credit Card, you can apply for free supplementary cards.

Applicant must be over 18 years of age

Monthly spending limit can be specified for eachsupplementary card

To apply, please call the SABB Hotline on 800 116 0099.

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Additional benefits á«aÉ°VEG äGõ«e

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“ICSABB is a unique loyalty programme that rewards you just forusing your SABB Signature Visa Credit Card. You’ll earn one “ICSABB” point for every SAR 10 you spend on your Card (Cash Advances and Utility Bill Payments are excluded) and what’s more, for the first timein the Kingdom SABB provides you the e-redemption capability where you are able to redeem your “ICSABB” points electronically at various participating merchant outlets.

For the latest “ICSABB” offers and updated participating merchants, please visit our website www.sabb.com or call SABB Hotline on800 116 0099.

Note: The Bank may inform SABB Cardholders about any additions or terminations regarding the participating merchants or amendments in the merchants’ offers in a manner to be decided by the Bank.

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.800 116 0099

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.á«aÉ°VE’G äÉbÉ£ÑdGh

ÜÉ°S øe á«KÓãdG ájɪ◊G áeóNSABB 3D Secure Service

Make online shopping even more secure with SABB 3D Secure Service in an easy way and without the need to do any pre-registration process.

You can now avail of SABB’s new Secure Online Payment Servicefor performing online transactions*. SABB has launched ‘Verified by VISA’ for your SABB VISA credit card, It provides you with theextra security and peace of mind when you shop online withyour SABB credit card**.

*This service is applicable for only those merchants who are registeredwith Verified by VISA.

**SABB’s Online Secure Payment Service is available for Primary and Supplementary credit cardholders.

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Process Steps:

1. Do your online shopping with your favorite online merchants.2. When doing the check out, you will be asked to enter the required information e.g card number, expiry date, CVV, etc.3. After that, you will be re-directed to our 3D secure verification Page where you will be asked to enter a one-time password (OTP). OTP will be sent to the mobile number linked to the used SABB Credit Card.4. Once the OTP is entered, it will be verified. Then, the page will return back to the Merchant’s one to complete the purchase transaction.5. At this stage, the 3D Secure verification process is completed in an easy and secured way without the need for any pre-registration process.

:á©ÑàŸG äGƒ£ÿG

.¬∏°†ØJ …òdG ôLÉàdG ™bƒe ∫ÓN øe âfÎfE’G ÈY ¥qƒ°ùàdG á«∏ª©H ºb .1

,ábÉ£ÑdG ºbQ πãe áHƒ∏£ŸG äÉeƒ∏©ŸG ∫ÉNOEG ∂æe Ö∏£«°S ,≥≤ëàdG óæY .2

.√ÒZh ,CVV ΩÉbQG ,AÉ¡àf’G ïjQÉJ

∫ÉNOEG ∂æe Ö∏£«°S å«M á«KÓãdG ájɪ◊G áëØ°U ¤EG ∂¡«LƒJ ºà«°S ,∂dP ò©H .3

πé°ùŸG ∫Gƒ÷G ºbQ ¤EG √òg ô°ùdG áª∏c ∫É°SQEG ºà«°Sh .IóMGh IôŸ ô°S áª∏c

.á«fɪàF’G ÜÉ°S ábÉ£H ΩGóîà°S’

áëØ°U ¤EG IOƒ©dG ºK ,¬æe ≥≤ëàdG ºà«°S ,IóMGh IôŸ …ô°ùdG ºbôdG ∫ÉNOEG Qƒa .4

.AGô°ûdG á«∏ªY ∫ɪcE’ á≤HÉ°ùdG ôLÉàdG

¿hO ¿ÉeCGh ádƒ¡°S πµH â“ ób á«KÓãdG ájɪ◊G á«∏ªY ¿ƒµà°S ,á∏MôŸG √òg »`a .5

.≥Ñ°ùe π«é°ùJ …CG ¤EG áLÉ◊G

13

øe ÌcCG »`a ∂dPh ô°ûàæé«°S ÜÉ°S äÉbÉ£H 𫪩c äGQÉ£ŸG ä’É°U »`a ∂H Ö«MÎdG ºàj

.⁄É©dG ∫ƒM kGQÉ£e 500

âfÎfE’G ΩGóîà°SGh ,äÉÑLƒdG ∫hÉæàH ™àªà°SGh ,áªîØdG ä’É°üdG »`a AÉNΰS’ÉH ™à“

.áMGQ πµH IôFÉ£∏d ¬LƒJ ∂à∏MQ ´ÓbEG óYƒe ÚMh .äÉÑWôŸG ∫hÉæJ hCG ΩÓaC’G IógÉ°ûeh

:‹ÉàdG ¬∏©a ∂«∏Y Ée πc

www.loungekey.com/visasignature IQÉjR ≥jôW øY IóMGh IôŸ π«é°ùàdG

á«fɪàF’G ô°ûàæé«°S ÜÉ°S ∂àbÉ£H RGôHEÉH ºb §≤a !¿B’G ó©H ∫ƒNO ábÉ£Ñd »YGO ’

Ióªà©ŸG ä’É°üdG øe …C’ ∫ƒNódG ∂æµÁh

¢üî°T πµd »µjôeCG Q’hO 27 ≠∏Ñà ádÉ°üdG ¤EG ±ƒ«°V IƒYO ∂æµÁ áaÉ°VE’ÉH

áYÉ≤dG/QÉ£ŸG IQÉjR ïjQÉJ øe Ωƒj 25 ∫ÓN ÉæH ∫É°üJ’G ≈Lôj ,iƒµ°T …CG OƒLh ∫ÉM ‘

äGQÉ£ŸG »`a Qɶàf’G ä’É°üd ÊÉ› ∫ƒNO

The Lounge Access programme for SABB Signature Credit Card welcomes you at over 500 airport lounges worldwide.

Sit back and relax in the lap of luxury as you wait for your flight.Savour a gourmet meal, go online, watch a movie or enjoy refreshments in the lounge. And when the time comes, board theplane at your leisure.

All you need to do is:

Complete a one-time registration by visiting www.loungekey.com/visasignature No need for a printed Lounge Access Pass! Just show your card at any of the listed airport lounges and access the lounge Also you can invite guests to the lounge for an extra $27 per person In case of complaint please raise your complaints 25 days from date of travel

Free airport Lounge Access

14

äÓMQ AÉæKCG πeɵàe ÚeCÉà∏d kÉ«FÉ≤∏J ∂∏gDƒj ∑ôØ°ùd ô°ûàæé«°S Gõ«a ÜÉ°S ∂àbÉ£H Ωóîà°SG

,kÉ«dhOh kÉ«∏ áKOÉ◊G ´ƒbh ïjQÉJ øe kÉeƒj 90 IóŸ á∏FÉ©dG OGôaCG ™«ª÷h ∂d ¬«aÎdGh πª©dG

:πª°ûjh

.ôØ°ùdG AÉæKCG çOGƒ◊G á«£¨J

πeÉ◊ »Ñ£dG AÓLE’G ,ÇQÉ£dG »Ñ£dG ˃æàdG ,¿Éæ°SC’G) áFQÉ£dG á«Ñ£dG äÉahô°üŸG

.(á∏FÉ©dG OGôaCG hCG ábÉ£ÑdG

.á©àeC’G ôNCÉJ hCG ¿Gó≤a

.á∏MôdG AɨdEG hCG ôNCÉJ

.ôØ°ùdG äGQÉ°ûà°SG

⁄É©dG AÉëfCG ™«ªL ‘ á«dÉààe kÉeƒj 90 IÎØd âfCG É¡H Ωƒ≤J »àdG äÓMôdG §≤a á«£¨àdG πª°ûJh

Gõ«a ÜÉ°S ᣰSGƒH áeÉbE’G äÉ≤Øfh /hCG É¡Ø«dɵJ øe 50% øY π≤j ’ Ée ™aódG ºàj ¿CG ≈∏Y

,√ÉfOCG §HGôdG ∫ÓN øe É¡«∏Y ´ÓW’G ∂æµÁ ΩɵMCGh •hô°ûd ™°†îJ á«£¨àdG .ô°ûàæé«°S

.ÉgOƒLh ∫ÉM ‘ áÑdÉ£e …CG øe ∫hC’G AõL ™aO ∂«∏Y ÖLƒàj ɪc

ΩɵMC’Gh •hô°ûdG

http://www.visamiddleeast.com/me/common/include/premium/signature/TI_KSA_AR.pdf

ô°ûàæé«°S Gõ«a ábÉ£Ñd ôØ°ùdG ÚeCÉJTravel Insurance for Signature Visa Credit Card

Using your Signature Visa Credit Card automatically entitles you to anintegrated insurance during business and entertainment flights for youand your entire family for a period of 90 days from the incident’soccurrence date locally and internationally, and it includes the following: Accident coverage during travel Emergency medical expenses (dental, emergency medicalhypnosis, and medical evacuation to the cardholder or family members) Lost or delayed luggage Flight delay or cancellation Travel ConsultingThe coverage only includes the flights made by you for a period of 90consecutive days around the world; provided that at least 50% of theircosts and / or accommodation expenses are paid by SABB SignatureVisa. Coverage is subject to the terms and conditions that can be foundthrough the link below and you'll have to pay the first portion of anyclaim, if any.Terms and Conditionshttp://www.visamiddleeast.com/me/common/include/premium/signature/TI_KSA_AR.pdf

15

16

áë°üdGh çOGƒ◊G á«£¨J

á«°üî°ûdG çOGƒ◊G ÉjGõe - 1.(ΩÉ©dG πbÉædG)

á«°Vô©dG IÉaƒdG

çOÉM ÖÑ°ùH ºFGódG »Fõ÷G õé©dG

çOÉM ÖÑ°ùH ºFGódG »∏µdG õé©dG

á∏°üdG äGP ÉjGõŸGh á«Ñ£dG ÉjGõŸG - 2áFQÉ£dG á«Ñ£dG äÉahô°üŸG

(¢VôŸGh çOÉ◊G)

:πªëàdG ≠∏Ñe

¿Éæ°SC’G äÉahô°üe

äÉaôdG IOÉYEG /ÇQÉ£dG »Ñ£dG AÓLE’G

≈Ø°ûà°ùª∏d …ó≤ædG ¢†jƒ©àdG

á«Ñ£dG IóYÉ°ùŸG

(»µjôeCG Q’hO) »°SÉ°SC’G ÚeCÉàdG ≠∏Ñe

:Ú¨dÉÑdG

Q’hO 500,000 :á«dhódG äÓMôdG

Q’hO 50,000 :á«∏ëŸG äÓMôdG

:∫ÉØWC’G

Q’hO 5000»°SÉ°SC’G ÚeCÉàdG ≠∏Ñe øe 100%

áLQódG Ö°ùM »°SÉ°SC’G ÚeCÉàdG ≠∏Ñe øe %»°SÉ°SC’G ÚeCÉàdG ≠∏Ñe øe 100%

Q’hO 150,000

Q’hO 100Q’hO 10,000

Q’hO 500,000óMGƒdG Ωƒ«dG øY Q’hO 50

Q’hO 15,00 √É°übCG ≠∏Ñe ≈àMh

IÉ£¨e

Types of Injury and Health insurance coverage

1. Personal Injuries:

Accidental Death (public transportation)

Permanent partial disability caused by an accident

Permanent total disability caused by an accident

2. Types of Medical and Medical-Related:

Emergency medical expenses

(accident and illness)

amount deductible:

Dental Expenses

Medical evacuation / Return of deceased's remains

Financial compensation for the hospital

Medical assistance

Basic Insurance amount (USD)

Adults:

international flights: 500,000 dollars

local flights: 50,000 dollars

Children:

5,000 dollars

100% of basic insurance amount % from basic insurance amountdepending on the level100% of basic insurance amount

150,000 dollars

100 dollars

10,000 dollars

500,000 dollars

50 dollars per day up to a limit of

1,500 dollars

covered

17

ôØ°ùdG äÓµ°ûe ÉjGõe - 3á«°üî°ûdG á©àeC’G /ÖFÉ≤◊G

óMGƒdG óæÑdG óM

äÉ«æà≤ª∏d ‹ÉªLE’G ó◊G

πªëàdG ≠∏Ñe

á©àeC’G ôNCÉJ

øY OGR Ée πµd

á∏MôdG ôNCÉJ

øY OGR Ée πµd

±É£àNE’G

á∏FÉ©∏d ÇQÉ£dG AÓLE’G

AÉæHCÓd ÇQÉ£dG AÓLE’G

á∏MôdG ™£b /AɨdEG

ÜÉgQE’G

ôØ°ùdG IQÉ°ûà°SEG

(⁄É©dG ∫ƒM äÉeóN /áYÉ°S 24) IóYÉ°ùŸG IQGOEG

Q’hO 1,000Q’hO 150Q’hO 150

Q’hO 50Q’hO 500 √É°übCG ó◊ áYÉ°S πc øY Q’hO 42

ÒNCÉJ äÉYÉ°S 4Q’hO 1000 √É°übCG ó◊ áYÉ°S πc øY Q’hO 42

ÒNCÉJ äÉYÉ°S 4Q’hO 500 √É°übCG ó◊ Ωƒj πc øY Q’hO 25

á«MÉ«°ùdG áLQódG ≈∏Y IOƒY IôcòJ

á«MÉ«°ùdG áLQódG ≈∏Y

Q’hO 5,000≈£¨e ÒZ

IÉ£¨e

IÉ£¨e

3. Types Travel Problems:

Personal baggage/belongings

limit per item

total limit for collectibles

amount deductable

Baggage delay

more than

Flight delay

more than

Kidnapping

Emergency evacuation for a family

Emergency evacuation for children

Flight cancellation/interruption

Terrorism

Travel Visa

Help centre (24 hours/ worldwide services)

1,000 dollars

150 dollars

150 dollars

50 dollars

42 dollars per hour up to a limit of 500 dollars

4-hour delay

42 dollars per day up to a limit of 500 dollars

4-hour delay

25 dollars per day up to a limit of 500 dollarsreturn ticket in economy class

in economy class

5,000 dollars

not covered

covered

covered

18

ájô°ü◊G äÉeóÿGh äGRÉ«àe’GExclusive privileges and services

Dining

A delectable dining experience awaits you wherever you go. Your SABB Signature Visa Credit Card is all you need to indulge in the finest, most mouth-watering cuisine within the Kingdom and beyond. For more information, please visit: https://www.visafinedining.com/site/index

Travel

Pack up and go further than you ever have before. With your SABB Signature Visa Credit Card, you can look forward to special offers, room upgrades and unique packages as you explore exciting destinations.For more information, please visit: http://www.visamiddleeast.com/signature/en/privileges/travel/main.jsp

ºYÉ£ŸG

ÜÉ°S ∂àbÉ£H ƒg ¬LÉà– Ée πµa .ÖgòJ ɪæjCG »¡°T ΩÉ©W ∫hÉæJ áHôŒ ∑ô¶àæJ

.êQÉÿG »`a hCG kÉ«∏ á«bGQ ºYÉ£e »`a á«¡°T ¥ÉÑWCÉH ´Éàªà°SÓd á«fɪàF’G Gõ«a ô°ûàæé«°S

https://www.visafinedining.com/site/index ™bƒŸG IQÉjR ≈Lôj äÉeƒ∏©ŸG øe ójõŸ

ôØ°ùdG

á«fɪàF’G Gõ«a ô°ûàæé«°S ÜÉ°S ∂àbÉ£H ™e .ÉgójôJ á¡Lh …CG ¤EG ôaÉ°Sh ∂à©àeG ΩõMG

âfCG ɪæ«H IójôØdG ôØ°ùdG ¢VhôYh ±ô¨dG á«bôJh ,á°UÉÿG ¢Vhô©dG øe IOÉØà°S’G ∂æµÁ

:™bƒŸG IQÉjR ≈Lôj äÉeƒ∏©ŸG øe ójõŸ ,á≤«°ûdG ôØ°ùdG äÉ¡Lh ∞°ûµà°ùJ

http://www.visamiddleeast.com/signature/en/privileges/travel/main.jsp

Shopping

Enjoy the best deals and offers online and in-store with your SABB

Signature Visa Credit Card. In addition to incredible cash savings, you’ll

also enjoy fabulous rewards and exclusive promotions, for more

information, please visit:

http://www.visamiddleeast.com/signature/en/privileges/shopping/main.jsp

Meet and assist

Discounts on meet and assist services. For more information,

please visit:

http://www.visamiddleeast.com/signature/en/privileges/travel/travel11.jsp

¥ƒ°ùàdG

™e âfÎfE’G ÈYh ájQÉéàdG äÓëŸG »`a äÉ≤Ø°üdGh ¢Vhô©dG π°†aCG ≈∏Y π°üMG

äBÉaɵŸGh ÒѵdG ÒaƒàdG ¤EG áaÉ°VE’ÉH .á«fɪàF’G ô°ûàæé«°S Gõ«a ÜÉ°S ∂àbÉ£H

:™bƒŸG IQÉjR ≈Lôj äÉeƒ∏©ŸG øe ójõŸ .ájô°ü◊G ¢Vhô©dGh á©FGôdG

http://www.visamiddleeast.com/signature/en/privileges/shopping/main.jsp

∂JÉLÉ«àMG á«Ñ∏Jh IóYÉ°ùŸG

äÉeƒ∏©ŸG øe ójõŸ ,∂JÉLÉ«àMG á«Ñ∏Jh IóYÉ°ùŸG äÉeóN ≈∏Y äÉeƒ°üN

:™bƒŸG IQÉjR ≈Lôj

http://www.visamiddleeast.com/signature/en/privileges/travel/travel11.jsp

19

Concierge Service

We're your 24-hour personal assistant, arranging dinner reservations, chauffeurs and taxis, theatre tickets, gifts and everything else youneed to enhance your leisure and business trips. And by taking note of your personal tastes and preferences, we can surprise you with the perfect recommendation at the perfect moment. Best of all, the service is entirely complimentary.

http://www.visamiddleeast.com/signature/en/concierge/concierge_service/main.jsp

êÒ«°ùfƒc áeóN

äGRƒéM äÉÑ«JÎH Ωƒ≤æd áYÉ°ùdG QGóe ≈∏Y ∂àeóN »`a »°üî°T óYÉ°ùe áHÉãà øëf

õjõ©àd ¬LÉà– Ée πch ÉjGó¡dG ,ìô°ùŸG ôcGòJ ,kÉ«°üî°T ¬fƒ∏°†ØJ ≥FÉ°S ÒaƒJ ,AÉ°û©dG

¬fƒ∏°†ØJ Éeh ¢UÉÿG ∂bhòH kɪ∏Y ÉæàWÉMEG â“ ∫ÉM »`ah .πª©dG hCG IRÉLEÓd AGƒ°S ∂à∏MQ

.á«dÉãe äɶë∏H ´Éàªà°SÓd ∂d ÉæJÉ«°UƒJ Ëó≤àH ICÉLÉØe ∂d ô°†ëf ¿CG ÉææµÁ ,kÉ«°üî°T

.πeɵdÉH á«fÉ› áeóÿG √òg ¿EÉa ∂dP ¤EG áaÉ°VEG

http://www.visamiddleeast.com/signature/ar/concierge/concierge_service/main.jsp

Emergency Services

Beyond simply helping you plan, shop and make reservations,

the Visa Signature Concierge also offers a full range of emergency

services, 24/7 – all just a phone call away.

http://www.visamiddleeast.com/signature/en/concierge/emergency_services.jsp

ÇQGƒ£dG äÉeóN

,äGRƒé◊G ≈∏Y ∫ƒ°ü◊Gh ¥ƒ°ùàdG »`a ∑óYÉ°ùj èeÉfôH Oô› øe ÌcCG ¬fEG

,24/7 á∏eɵàe ÇQGƒW äÉeóN kÉ°†jCG ∂d Ωó≤J êÒ«°ùfƒc ô°ûàæé«°S Gõ«a ¿CG PEG

.∂æe áŸÉµe OôéÃ

http://www.visamiddleeast.com/signature/ar/concierge/ emergency_services.jsp

20

Free Credit Protection

SABB provides peace of mind with our free-of-charge Credit

Protection Shield. Take care of the burden to your loved ones in

the unfortunate event of your permanent or partial disability or

death, by settling the total outstanding balance on your Credit Card.

What's more, there is no additional monthly charge for this feature.

Total Protection

kÉfÉ› á«fɪàFG ájɪM

∂à∏FÉ©H ºà¡j …òdG ,ÊÉéŸG á«fɪàF’G ájɪ◊G ´QO ™e ∫ÉÑdG áMGQ ∂d ôaƒj ÜÉ°S

IÉaƒdG hCG »Fõ÷G hCG ºFGódG õé©dÉH ∂àHÉ°UEG ∫ÉM »`a á«dÉŸG AÉÑYC’G º¡æY ôaƒjh

èeÉfÈdG Gògh .á«fɪàF’G ∂àbÉ£Ñd ºFÉ≤dG ó«°UôdG ójó°ùàH ∂dPh ,(ˆG Qób ’)

.ájô¡°T Ωƒ°SQ …CG ¿hóH ¬æe IOÉØà°S’G ™«£à°ùJh kÉfÉ› ∂d Ωsó≤j

á∏eɵàe ájɪM

21

Primary Cardholders below the age of 18 and above 64

Engaging in or training for any dangerous or hazardous sports,

competitions or activities. Hazardous sports or activities may

include the following:

1. Any form of aerial flight including light aircraft, monoplanes,

ballooning, hang-gliding, parachuting, etc.

2. Winter sports such as sleighing, ski jumping, ice hockey, etc.

3. Water sports such as powerboats, water skiing, jet skiing, diving,

etc.

4. Horse-riding activities such as hunting, jumping, polo, racing, etc.

5. Climbing activities such as mountaineering, rock-climbing,

potholing, abseiling, etc.

6. Participation in any kind of powered-vehicle racing, rally or competition.

7. Judo, boxing, karate, wrestling and other martial arts of any kind.

8. Bungee jumping.

øY ójõJh áæ°S 18 øY ºgQɪYCG π≤J øjòdG á«°SÉ°SC’G á«fɪàF’G äÉbÉ£ÑdG ƒ∏eÉM

áæ°S 64

.ô£N hCG øeBG ÒZ •É°ûf hCG ,á≤HÉ°ùe ,á°VÉjQ ájCG ≈∏Y ÜQóàdG hCG »`a ácQÉ°ûŸG

:»JB’G º°†J ób Iô£ÿG äÉ°VÉjôdG

¿GÒ£dG ,»YGô°ûdG ¿GÒ£dG ,∞«ØÿG ¿GÒ£dG kÓeÉ°T …ƒ÷G ¿GÒ£dG øe ´ƒf …CG .1

ïdEG ...䃰TGQÉÑdÉH õØ≤dGh ,¿ƒdÉÑdÉH

ïdEG ...»é∏ãdG »cƒ¡dG ,‹É©dG õØ≤dG ,ó«∏÷G ≈∏Y èdõàdG πãe ájƒà°ûdG äÉ°VÉjôdG .2

,äÉÑcôŸÉH èdõàdG ,AÉŸG ≈∏Y èdõàdG ,ÜQGƒ≤dG äÉbÉÑ°S πãe á«FÉŸG äÉ°VÉjôdG .3

ïdEG ...¢ù£¨dG

ïdEG ...¥ÉÑ°ùdG ,ƒdƒÑdG ,õØ≤dG ,ó«°üdG πãe π«ÿG ܃cQ äÉWÉ°ûf .4

≥∏°ùàdG ,±ƒ¡µdG ±É°ûµà°SG ,Qƒî°üdG ≥∏°ùJ ,∫ÉÑ÷G ≥∏°ùJ πãe ≥∏°ùàdG äÉWÉ°ûf .5

ïdEG ...πÑ◊ÉH •ƒÑ¡dGh

.á«°üî°ûdG äÉ°ùaÉæŸG hCG äÉ«dGôdG AGƒ°S äÉcôëª∏d ¥ÉÑ°S …CG »`a ácQÉ°ûŸG .6

.∫Éà≤dG ¿ƒæa øe øa …CG hCG ,áYQÉ°üŸG ,¬«JGQɵdG ,áªcÓŸG ,hOƒ÷G äÉ°VÉjQ .7

.äÉ©ØJôŸG øe πÑ◊ÉH õØ≤dG .8

SABB Credit Protection - exclusions äGAÉæãà°S’G - ÊɪàF’G ÜÉ°S ájɪM èeÉfôH

22

Suicide, attempted suicide or self-inflicted injuries by the Participant, while sane or insane

Punishment of the Participant by the due process of law Influence of alcohol, narcotics or drugs The committing, or attempting to commit or the aiding or abetting

by the Participant of any unlawful act even if, in doing so, there was no intention by the Participant to cause himself injury or sickness

Pre-existing medical conditions Engaging in aviation other than as a fare-paying passenger on a

regular route of a licensed scheduled aircraft Participant’s active participation in war (whether declared or not),

civil war, insurrection, riot, terrorist act, mutiny, piracy, civil commotion, revolution, military or other acts of violence originating from any political activity, or any loss or damage, cost or expense directly or indirectly caused by, contributed to by, resulting from, or arising out of or in connection with biological, chemical, or nuclear explosion, pollution, contamination and/or fire following thereon

HIV infection/AIDS or any venereal disease

¢üî°ûdG É¡H ÖÑ°ùàj »àdG áHÉ°UE’G hCG »JGòdG iPC’G hCG QÉëàf’G ádhÉ ,QÉëàf’G

∂dP ÒZ hCG kÓbÉY ¬d øeDƒŸG ¿Éc AGƒ°S ∂dòH ádhÉ …CG hCG ¬°ùØæd

¿ƒfÉ≤dG πÑb øe ¢üî°ûdG áÑbÉ©e

É¡¡HÉ°T Éeh äGQóîŸG hCG ,∫ƒëµdG ÒKCÉJ

⁄ ƒdh ≈àM ¿ƒfÉ≤∏d ∞dÉ πªY …CÉH ΩÉ«≤dG ≈∏Y IóYÉ°ùŸG hCG ΩÉ«≤dG ádhÉ hCG ΩÉ«≤dG

¢VôŸG hCG áHÉ°UE’G »`a ÖÑ°ùàdG ∂dP øe ó°ü≤dG øµj

ÚeCÉà∏d á≤HÉ°ùdG ä’É◊G

…QÉŒ QÉ°ùe »`a kGôaÉ°ùe ¢üî°ûdG É¡«a ¿ƒµj »àdG ádÉ◊G øY GóY áMÓŸG ∫É›

á°üNôeh ádhó› á∏MQ »`a áØ∏µdG ´ƒaóe

,IQƒK ,á«∏gCG ÜôM ,(áæ∏©e ÒZ hCG áæ∏©e âfÉc AGƒ°S) ÜôM »`a ¢üî°ûdG ácQÉ°ûe

,áæ°Uôb ,á«HÉgQEG ∫ɪYCG ,ájôµ°ùY ∫ɪYCG ,í∏°ùe ¿É«°üY ,Oô“ ,äÉHGô£°VG

ô°TÉÑe πµ°ûH ácQÉ°ûŸG âfÉc AGƒ°S ∞æY ¬«a πªY …CG hCG ,ájôµ°ùY / á«HôM ∫ɪYCG

,…ƒ«M hCG ,»FÉ«ª«c ,…hƒf QÉéØfÉH ábÓY É¡d hCG ,ÖÑ°ùH hCG øY áŒÉf ,ô°TÉÑe ÒZ hCG

¬©e ¿Éc hCG ≥jôM ¬©ÑJ AGƒ°S çƒ∏àdÉH ábÓY É¡d hCG

»∏°SÉæJ ¢Vôe …CG hCG RójC’ÉH ihó©dG

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Signature Visa Purchase Protection

The insurance company covers the items exceeding $ 100, which are

purchased in full by the insurer via an accepted Signature Visa, as a

result of loss caused by theft or accidental damage within (365) days

from the purchase date indicated on the receipt issued by the Point of

Sale, with a maximum per incident limit of (six thousand dollars) or a

total annual insurance limit of (20 thousand dollars), and it includes the

following conditions:

The transactions must be fully paid via the Signature Visa Credit

Card, and the card must be open and valid in case of making cash

payments thereon.

Notify the police within 24 hours of the discovery of the incident

with the availability of an official police report when filing the claim.

¬d øeDƒŸG Ωƒ≤j »àdG »µjôeCG Q’hO 100 ɡફb ¥ƒØJ »àdG OƒæÑdG ÚeCÉàdG ácô°T »£¨J

∞∏àdG hCG ábô°ùdG ÖÑ°ùH ¿Gó≤ØdG áé«àf ádƒÑ≤ŸG ô°ûàæé«°S Gõ«ØdG ᣰSGƒH πeɵdÉH É¡FGô°ûH

π øe QOÉ°üdG ∫É°üJ’G ≈∏Y ÚÑŸG AGô°ûdG ïjQÉJ øe kÉeƒj (365) ∫ÓN ™bGƒdG ¢VQÉ©dG

ÚeCÉà∏d …ƒæ°ùdG ‹ÉªLE’G ó◊G hCG (Q’hO ±’BG 6) IóMGƒdG áKOÉ◊G óM √É°übCG ó◊ ,™«ÑdG

:á«dÉàdG •hô°ûdG ≈∏Y πª°ûJh (Q’hO ∞dCG 20)

áMƒàØe ábÉ£ÑdG ¿ƒµJ ¿CGh ô°ûàæé«°S Gõ«a ábÉ£ÑH πeɵdÉH áYƒaóe äÉ«∏ª©dG ¿ƒµJ ¿CG

.É¡«∏Y äÉ©aódG ójó°ùJ ∫ÉM ‘ ájQÉ°Sh

áWô°ûdG ô°† ôaƒJ ™e áKOÉ◊G ±É°ûàcG øe áYÉ°S 24 ¿ƒ°†Z ‘ áWô°ûdG QÉ£NEG

.Ëó≤àdG óæY »ª°SôdG

ô°ûàæé«°S Gõ«a äÉjΰûŸG ájɪM

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Contact SABB by telephone at the number 800 116 0099 in Saudi Arabia and +966 11 440 8999 from abroad within 48 hours of the discovery of the incident to obtain a claim form; and know what must be done to file the claim, as the filing is carried out within 7 days.

Submit the original purchase invoice with the purchases.

Coverage is subject to the terms and conditions; please see the

link below for more information.

http://www.visamiddleeast.com/me/common/include/premium/signature/PP_KSA_AR.pdfhttp://www.visamiddleeast.com/me/common/includ e/premium/signature/PP_KSA_AR.pdf

ájOƒ©°ùdG πNGO øe +966 11 440 8999 ºbôdG ≈∏Y ∞JÉ¡dG ≥jôW øY ÜÉ°ùH ∫É°üJ’G

∫ƒ°üë∏d áKOÉ◊G ±É°ûàcG øe áYÉ°S 48 ∫ÓN ájOƒ©°ùdG êQÉN øe 800 116 0099 h

¿ƒµj áÑdÉ£ŸG Ëó≤J ¿G å«M áÑdÉ£ŸÉH Ëó≤à∏d ¬∏©a ÖLGƒdG Ée áaô©eh áÑdÉ£e êPƒ‰ ≈∏Y

.ΩÉjCG 7 ∫ÓN

äÉjΰûŸG ™e AGô°ûdG IQƒJÉa π°UCG Ëó≤J

≈∏Y ´ÓW’G AÉLôdG ¬«∏Yh ΩɵMC’Gh •hô°û∏d ¬©°VÉN á«£¨àdG

:äÉeƒ∏©ŸG øe ójõª∏d √ÉfOCG §HGôdG

http://www.visamiddleeast.com/me/common/include/premium/signature/PP_KSA_AR.pdfhttp://www.visamiddleeast.com/me/common/includ e/premium/signature/PP_KSA_AR.pdf

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Extended warranty

Any purchases you make using your SABB Signature Visa Credit Card automatically extend the manufacturer’s warranty for an additional 12 months (to a maximum of 24 months).

You don’t even need to register the purchase with us, no matter whether it’s for your own use or bought as a gift. Then if the retailer or manufacturer won’t repair or replace your purchase, just give us a call.

Cover of up to $3,500 per item, $6,000 per incident and $20,000 per year maximum

Cover is valid for electrical household items on which 100% of the purchase price is charged to your Visa Signature card. The item must be purchased at a store located within your country of residence

Cover excludes boats, motorised vehicles, land or buildings, consumables, perishables or services

For more information and the Terms and Conditions of this benefit, please visit: http://www.visamiddleeast.com/signature/en/about/warranty.jsp

ójó“ ºà«°S á«fɪàF’G ô°ûàæé«°S Gõ«a ÜÉ°S ∂àbÉ£H ᣰSGƒH ºàJ »àdG äÉjΰûŸG πc

.(≈°übCG óëH 24) á«aÉ°VEG kGô¡°T 12 IóŸ kÉ«FÉ≤∏J á©æ°üŸG ácô°ûdG ¿Éª°V

⁄ ∫ÉM »`ah .ájó¡c hCG ∂eGóîà°S’ âfÉc AGƒ°S Éæ©e äÉjΰûŸG π«é°ùàd áLÉëH â°ùd âfCG

.ÉæH ∫É°üJ’G iƒ°S ∂«∏Y Ée ∂JÉjΰûe ∫GóÑà°SG hCG ìÓ°UEÉH ™æ°üŸG hCG ôLÉàdG º≤j

»`a Q’hO 20,000h áKOÉM πµd Q’hO 6,000 ,∞æ°U πµd Q’hO 3,500 ≈àM á«£¨J

≈°übCG óëc áæ°ùdG

Gõ«a ∂àbÉ£H ᣰSGƒH %100 ÉgDhGô°T ºàj »àdG á«FÉHô¡µdG äGhOC’G á«£¨àdG πª°ûJ

∂àeÉbEG ó∏H »`a ™≤j …QÉŒ π øe ÉgDhGô°T Öéjh ô°ûàæé«°S

,á«cÓ¡à°S’G OGƒŸG ,ÊÉÑŸG hCG »°VGQC’G ,á«dB’G äÉÑcôŸG ,ÜQGƒ≤dG á«£¨àdG πª°ûJ ’

äÉeóÿG hCG ∞∏à∏d á∏HÉ≤dG OGƒŸG

:IQÉjR ≈Lôj áeóÿG √ò¡H á°UÉÿG ΩɵMC’Gh •hô°û∏dh äÉeƒ∏©ŸG øe ójõŸ

http://www.visamiddleeast.com/signature/en/about/warranty.jsp

¿Éª°†dG ójó“

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For further enquiries, requests or clarifications, please use the contact

details provided on this link:

http://www.visamiddleeast.com/signature/en/concierge/contact_us.jsp

ΩGóîà°SG ≈Lôj äÉë«°VƒàdGh äGQÉ°ùØà°S’Gh äÉeƒ∏©ŸG øe ójõŸ hCG ∫É°üJ’G äÉeƒ∏©Ÿ

:‹ÉàdG §HGôdG ≈∏Y áMÉàŸG ∫É°üJ’G äÉfÉ«H

http://www.visamiddleeast.com/signature/en/concierge/contact_us.jsp

T&Cshttp://www.visamiddleeast.com/signature/en/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf

ΩɵMC’Gh •hô°ûdG

http://www.visamiddleeast.com/signature/ar/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf

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á«fƒfÉ≤dGh á«Ñ£dG ádÉME’GMedical and Legal referral

The following services are available through medical practitioners or legal professionals who speak your language.

Complete confidence

Visa's medical and legal referral service supports you and your immediate family, when you are travelling together to a location outside your principal country of residence for up to 90 days. Complimentary medical services include medical telephone advice, referral to a local medical services provider and the monitoring of a medical condition both during and after hospitalisation.

The list below summarises these benefits for you.

Telephone medical advice Medical services provider referral Monitoring of a medical condition during and after hospitalisation Delivery of essential medicine or equipment Despatch of physician Guarantee of hospital pre-admission deposit

.∂à¨d çóëàj …òdG ʃfÉ≤dG QÉ°ûà°ùŸG hCG Ö«Ñ£dG ∫ÓN øe á«dÉàdG äÉeóÿG ôaƒàJ

áeÉJ á≤K

ó∏H êQÉN kÉ©e ºcôØ°S ∫ÓN ∂à∏FÉ©dh ∂d ôaƒàJ á«fƒfÉ≤dGh á«Ñ£dG ádÉMEÓd Gõ«a áeóN

á«Ñ£dG IQƒ°ûŸG Ëó≤J á«fÉéŸG á«Ñ£dG äÉeóÿG øª°†àJh .kÉeƒj 90 ≈àM á«°ù«FôdG ∂àeÉbEG

ó©Hh ∫ÓN á«ë°üdG ádÉ◊G áÑbGôeh ,kÉ«∏ á«ÑW äÉeóN Ohõe ¤EG ádÉME’Gh ,∞JÉ¡dG ÈY

:∂d áeó≤ŸG äÉeóÿG √ÉfOCG áªFÉ≤dG ¢üî∏J .≈Ø°ûà°ùŸG »`a ˃æàdG

∞JÉ¡dG ÈY á«Ñ£dG IQƒ°ûŸG

á«ÑW áeóN Ohõe ¤EG ádÉME’G

≈Ø°ûà°ùŸG »`a ˃æàdG ó©Hh ∫ÓN á«ë°üdG ádÉ◊G áÑbGôe

ájQhô°†dG äGó©ŸG hCG ájhOC’G º«∏°ùJ

Ö«ÑW ∫É°SQEG

≈Ø°ûà°ùŸG ¤EG ∫ƒNódG ∫ƒÑb ¿Éª°V

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Arrangement of emergency medical evacuation

Arrangement of emergency medical repatriation

Arrangement of transportation of mortal remains

Arrangement of transportation to join a Cardholder

Arrangement of return of children

Inoculation and visa requirement information

Legal referral

Interpreter referral

For more information and the Terms and Conditions of these benefits,

please visit:

http://www.visamiddleeast.com/signature/en/about/medical_and_legal.jsp

ÇQGƒ£dG ä’ÉM »`a »Ñ£dG AÓNE’G Ö«JôJ

áFQÉ£dG á«Ñ£dG ä’É◊G »`a øWƒdG ¤EG IOÉYE’G Ö«JôJ

¿Éªã÷G π≤f Ö«JôJ

ábÉ£ÑdG πeÉM á≤aGôŸ π≤ædG Ö«JôJ

∫ÉØWC’G IOƒY Ö«JôJ

äɪ«©£àdGh äGÒ°TCÉàdG äÉÑ∏£àeh äÉeƒ∏©e

á«fƒfÉ≤dG ádÉME’G

ºLΟ ádÉME’G

:IQÉjR ≈Lôj ,√ÓYCG IQƒcòŸG äÉeóÿÉH á°UÉÿG ΩɵMC’Gh •hô°û∏dh äÉeƒ∏©ŸG øe ójõŸ

http://www.visamiddleeast.com/signature/ar/about/medical_and_legal.jsp

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