Eurobank ΑΠΟΛΟΓΙΣΜΟΣ 2012

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2012

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6 7 2013, Eurobank , 30 . , , , , .

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: , 2,7 . , 800 . . . 1,8 . 2012. , 2012, 400 . 2011. 2013, 1,5 . 5,5 . ( Repos) , . , 34 . 2012 20,8 . 2013. , 93,3% 2012.

: . 2012 6,2% 6,5% 2011. (20082012) 23%, . 2013, 9% .

8 : , . , 25% ( ) 1.655 . . 2012, . 2013.

, . , 2012 , . , 110.000 .

, , , , , PSI , - 1,5 . 2012, 600 . . 2013, 2014 .

: , Eurobank , . , .

, , egg - entergrowgo, Corallia, . (). , , Go International, , Exportgate. , , , , e-nnovation, Alba portal Moneypedia .

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Eurobank 2012. 1.453 . 599 .

, . , Eurobank 2.739 . , 823 . 1.804 . 2012. , 2012, 391 . 2011.

Eurobank , . , , , . 1,9 . PSI , Core Tier pro-forma 10,8% 2012.

T 25,7% 1.461 ., , euribor , PSI, .

21,1% 2011 262 ., , .

21,2% 2012 1.755 . .

( .)

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2011 2012 2011 2012

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2012

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. , 6,2% 6,5% 2012, 6,3% 2011 23% 2008.

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- 56 . 2012. , 93,3% 2012.

2011 2012 2011 2012

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EUROBANK -

2012 2011 %

( ) 47,8 . 50,0 . -4,3% 30,8 . 31,6 . -2,6% 67,7 . 76,8 . -11,9%

2012 2011 %

1.461. 1.965 . -25,7% 262 . 332 . -21,1% 1.755 . 2.226 . -21,2% 1.052 . 1.123 . -6,3% 703 . 1.103 . - 36,3% 1.655 . 1.328 . 24,6% - 767 . - 84 . / - 1.453 . - 5.508 .

2012 2011

2,05% 2,52% 59,9% 47,7% 18,3% 12,4% 53,5% 54,4% 3,69% 2,75% (EBA Core Tier I) 10,8%* 9,8%**

* Pro-forma

** PSI

: 2011 .

2012 2011

1.037 1.105 421 444 616 661 17.427 18.120 9.037 9.251 8.390 8.869

14

Credit Card Visa Champion

Private Banking Private Bank

Trade Finance -

-

Global Trade Finance

Cash Management Cash Management

&

Top Rated M, Top Rated Top Rated

5 Eurobank I (LF) Equity - Emerging Europe, Eurobank I (LF) Special Pur-pose All Weather Plus, Eurobank I (LF) Special Purpose Blue Chips Protect, Eurobank (LF) Cash Fund (EUR) Eurobank Dollar Plus

&

Piata Financiara

Romania Visa Forum

The Banker

Investgazeta

World Finance

Global Finance

Global Finance

Top Bankers Gala, FinMedia Publishing Group

5 IFC

Euromoney

Deutsche Bank

Global Finance

Global Custodian

Extel Thomson Reuters

Morningstar

2012

15

Global Finance

e-volution Awards - ELTRUN

Business IT Excellence Netweek

Online Banking Awards Gala 2012 FinMedia Publishing Group

ECOCITY (MKO)

Boussias Communications Plant Management

PR Prize 2012 Competition Bulgarian PR Society

B2B

EVENTEX

TechnoLogica

(NALED)

PR Prize 2012 Competition Bulgarian PR Society

e- Banking

Location based commerce Epistrofi App e-Banking & /

IT

Internet Banking

- WWF Eco2nomy

HR Excellence

The No Project

HeRMeS

- Marketing PR Prize & project 20 Postbank

17

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, , , , . , - 50%, , .

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18

, Eurobank , , Eurobank . , 2012. , . , Eurobank 2012 LiveBanking Live, , e-Banking, e-Statement.

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.

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, , , . , . , Visa International, Bancpost .

19

- . , Eurobank , , , , . 115 . 2012, 7.000 .

2012, . , . , 14,2 . , 180 . 2011.

- , 7,5 . 2012, . , , , Black Rock Solutions.

2012 - , () ) . , Eurobank (EIF) Jeremie 58 . 2012 1 . , Cash+ , .

, Eurobank , ( ,fx pool), . , Exportgate.gr Go International. 2012 119% 3,8% ( ).

20

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, , ( IFC, APIA, Kogalniceanu). , overdraft . Bancpost .

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, , 2012 . 19,7 .

21

& ,

, , . , 100 . , . ETEAN, JESSICA, , Eurobank 200 . 2013. , 700 . , (EBRD) IFC.

, : 1) 2) 3) 4) 5) () . , o- , - .

2012 , , , PSI+ . , 1,2 . , Relationship Managers , , . , , (EVA, RAROC).

/ & Project Finance 14 / , 1,9 . 2012. , Eurobank - 500 . 2014, 8 . , 830 . , , Telecom Serbia 470 . 320 .

22

Eurobank 40 . Lamda (IBC) 90 , 81 .

Project Finance, , . , , / , .

, , Eurobank Leasing , . 2012. , , , , .

Eurobank Leasing Sustainable Finance Financial Times IFC, ,

.

2012. Eurobank Factors , . , Eurobank , one stop shop, , Factors Chain International (F.C.I.).

, , Factoring , . , Eurobank Factors F.C.I.. , Eurobank Factors Factoring ( & ) 2012 (5 years consistency ranking),

.

23

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, , Eurobank . Best Domestic Cash Manager 2012 , Euromoney Best Trade Finance Bank for 2012, 7 , GlobalFinance. Eurobank cash

management partner .

Eurobank 2012 . , Go International . , , 4.000 500 16 . 2013. Go International Exportgate.gr, . , 2012, 500 30.000 , .

, 2012 & !. , , 250 , . 21 , , 8 / .

24

, . , Eurobank Asset Management ...., , (Fund Selection) , 2,8 . 31/12/12. , Citywire Global.

- , (/) Eurobank Asset Management A.E..A.K. . 1/1/12 31/12/12, 283 / Eurobank (LF) Greek Government Bond Fund +118,23%. , Eurobank (LF) Equity - Turkish Equity A/K , +59,86%, Eurobank (LF) Cash Fund (EUR) / , +19,48%.

, Morningstar Eurobank I (LF) Equity - Emerging Europe,Eurobank I (LF) Special Purpose All Weather Plus, Eurobank I (LF) Special Purpose Blue Chips Protect, Eurobank (LF) Cash Fund (EUR) Eurobank Dollar Plus

1.778 ., 80.000. Eurobank Asset Management A.E..A.K. , , , , .

- Eurobank Asset Management ..... . 15 , , 515 . 31/12/12, . , , , ( ) . 560 . 2012. .

- , Eurolife ERB 2012, . , 5,54%.

25

, . Eurolife . Eurobank, 60.000 , , . , , Eurolife , , Safe Drive, .

, , , S.C. Eurolife ERB Asigurari de Viata S.A. S.C. Eurolife ERB Asigurari Generale S.A., Bancpost. 2012 , .

Eurobank, , ERB A , , , . 2012 , .

Personal Banking - Personal Banking, 400 Eurobank , . 550.000 , , , . , , , , . , 20 .

Private Banking - 2012 Private Banking. , , : , - , / .

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, Private Banking Eurobank, , . , .

, , ISO9001, Private Banking. , , . , Private Banking .

, Eurobank, , 2012. , Eurobank , , , 2,7 . . 5,5 . ( Repos) . , 34 . 2012 20,8 . 2013. , 6 . 2,5 . .

, Global Finance, . , , , .

, . , Eurobank , , , , ..

27

Eurobank Equities. To 2012 Eurobank Equities , Credit Suisse . Eurobank Equities , , , . , , 2013. , , 2012.

2012 Eurobank Equities 11 , , 16,1%. Eurobank Equities . , , , Extel Thomson Reuters.

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, , , . , , Global Finance, Top Rated , Global Custodian. , Bancpost Postbank Top Rated , Eurobank Cyprus Top Rated , Global Custodian.

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2012, . . , 7 , , .

2012 . , , Eurobank Properties A.E.... , , , . , 2012, . 2012, Fairfax Financial Holdings Limited 14,78% , Lamda Development .., 19,1%. Fairfax Financial Holdings Limited, , , $ 25 . .

Eurobank , , real estate Eurobank , , , , . , . , .

29

2012 . , m-Banking tablets barcode , Eurobank.

, m-anking , 43.000, 220.000 e-Banking 9,2 . . e-Statements, 62.000 , 200.000

statements, .

, , . , (e-volution awards) (Global Finance Best Corpo-rate Internet Bank).

, 20%, . , e-Postbank , , , , SMS . , , , .

2012 450 Business Exchanges (e-Auctions, e-Procurement), . 65 () , 68 . 55%, . , 2012, . , , .

31

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2007, Eurobank 70% Eurobank Tekfen Tekfen, 29,3% . 2007, Eurobank Tekfen 1,5 ., . , Eurobank Tekfen 90.000 60 20 .

2012

32

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, Postbank 2012 ,

.

Postbank 2012 17,1%, 12% .

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, , - 2008.

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Postbank , , .

33

2012 No Project (human trafficking). , , . Eventex Best Campaign, Peoples Choice Campaign . Postbank 2012 PR Prize 2012 & project 20 Postbank, , .

, 0,2% 2012, 2,2% 2011, Bancpost , , .

Bancpost ,

.

2012 Bancpost 5%, , Business Workshop, .

, Go international, Eurobank : , , , . Bancpost , - 2012 .

, Fast Trade, , Bancpost .

Eurolife ERB 2012 26%, , , Factoring.

34

. Bancpost Bancheri de Top, , Piata Financiara.

To International Finance Corporation Bancpost , .

Global Custodian Postbank Top Rated . , Romania Visa Forum Credit Card Visa Champion Award Postbank Visa 2012.

H 2% 2012, , , . , Eurobank .

2012 22,7%,

16,5%.

, , .

, 38.000 , 2008, , 22 . 2012.

, 2012 Eurobank IFC, EBRD , , (currency swap EUR/CHF) EBRD .

2012. , 9,1% , Eurobank 30% 2008. 6% 2011.

35

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2012, , Eurobank X K (NALED) (BCIF) (ISC).

Eurobank, Universal Bank , .

, , , .

, , 55 .

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2012 Universal Bank , , he Banker. Forbes Universal Bank 18 , 180 .

36

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, Eurobank Cyprus , , .

, Eurobank Cyprus Private Bank Euromoney.

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43

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44

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Moneypedia.gr - , (), (financial literacy), 18-25 . www.moneypedia.gr , facebook.

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45

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46

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47

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49

EUROBANK ERGASIAS A.E.

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X 31

T EUROBANK ERGASIAS ..

2012 2011 . .

4.075 5.063 (2.614) (3.098) 1.461 1.965

363 426 (163) (152) 200 274

30 30 32 28 4 6 51 (56) (22) (20) (1) (1)

1.755 2.226

(1.052) (1.123)

703 1.103

(1.655) (1.328) (363) (6.012) (331) (501)Z (42) (236) / () (0) (1)

/ () (1.688) (6.975)

334 1.319

/ () (1.354) (5.656)

/ () (86) 160

/ () (1.440) (5.496)

13 12

/ () (1.453) (5.508)

/ () (2,30) (10,13)

/ () (2,14) (10,42)

51

T EUROBANK ERGASIAS ..

2012 2011 . . 2.065 3.286 4.693 6.988 710 503 1.888 1.818 43.171 48.094 9.469 11.383 1.306 1.304 406 465 2.106 1.726 1.839 1.255 67.653 76.822

29.047 32.525 2.772 3.406 2.677 3.013 30.752 32.459 1.365 2.671 1.695 1.873 68.308 75.947

1.222 1.226 1.451 1.439 (4.922) (3.763) 950 950 367 745 277 278 (655) 875

67.653 76.822


31

TCF, FSC PEFC .

Eurobank ΑΠΟΛΟΓΙΣΜΟΣ 2012

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Transcript of Eurobank ΑΠΟΛΟΓΙΣΜΟΣ 2012